Your Mortgage Starts Here.

Complete our quick secure application, and we will get you a custom quote with different options and review which one best fits your needs!

Want to speak with a Advanced Mortgage Services, Inc. Mortgage Advisor?

Welcome To Advanced Mortgage Services

Advanced Mortgage Services, Inc. was launched in January 1999 by Chris Galley who has been in the lending industry since 1994.  In March of 2004 Susan Bledsoe joined the team and Kim Jones came aboard in 2008.  Led by these three,  AMS Mortgage has always maintained an A+ rating with the Better Business Bureau. (ß click here).  Excellent service combined with great rates and low closing costs means the best loan and a great experience for you!

AMS is a completely independent mortgage company.  We are not a net branch or a bank that has to support a network of vice presidents and regional managers.  As your local lender, we GUARANTY our rates and closing costs are the best you will find.  We communicate directly with our underwriters (no middle man) so you ALWAYS know exactly where you are in the home loan process.  We offer every mortgage loan available including VA for Veterans, FHA, CONV, USDA-RD, REVERSE MORTGAGE, and several FIRST TIME HOME BUYER programs.   Pre-approval's are free and can be obtained over the phone in less than fifteen minutes.

Purchase or Refinance

If you are like most people, purchasing or refinancing a home is one of the biggest financial decisions you will ever make. Even experienced home buyers can find the process a little overwhelming.  It is important to prepare as best you can, so we help you map out a clear path to accomplish your obective.  At AMS you will find 50+ years of combined experience to help you through the process and make your transaction as smooth as possible.  We have been helping folks JUST LIKE YOU for over 25 years!   CALL TODAY OR APPLY ONLINE - THANK YOU!

REVERSE MORTGAGE  ... CLICK HERE →  Reverse Mortgage Information

How We Can Help Buy Your Dream House


Get Pre-Qualified

We can get you prequalified online so you can make an offer with confidence that it will get accepted.

  • Benefits
  • icon Get Your Offer Accepted
  • icon Know Your Buying Range
Get Pre-Qualified

Shop For Best Rate

We will use our network of lenders to shop for the best rates and loan program to fit your needs.

  • Benefits
  • icon Shop Multiple Lenders
  • icon Lower rates, Lower Payments
Shop Rates

Fast Funding

Our team will use our expertise to make sure your loan gets funded fast! We make funding a breeze.

  • Benefits
  • icon Hassle Free Funding
  • icon Get Your Dream House
Fund Your Dream House
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Find The Best Rate

Today's market is fluid. We have resources to shop many rates and programs to find the right loan to fit your needs.

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Pre-Qual Letter

If you're in the market for a new home you'll need a Pre-Qualification letter. Fill out our quick Pre-Qual form and we will generate a pre-qualification letter and can even send it directly to your Realtor.

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14 Day Digital Closing

Our goal is to close your loan in 14 days or less! With our digital tools we speed up the loan process. Our clear communication also helps avoid unnecessary delays.

Welcome To Advanced Mortgage Services, Inc.

At Advanced Mortgage Services, Inc., we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.

We work with more than 100 investors. This allows us to get you the best rates on all types of loan programs including: 30yr mortgage, 20yr mortgage, 15yr mortgage, 10yr mortgage, 1yr ARMS, 3yr ARMS, 5yr ARMS, Conventional, Jumbo, Home Equity Lines, VA and Commercial. Whether your situation calls for Full Documents, No Documents, Non-Owner Occupied (Investor) or Multi-Family, we'll fit your needs!

Our team at Advanced Mortgage Services, Inc. is fast, friendly, experienced and here to help you every step of the process!

Our Satisfied Clients

Latest Blog Posts

Monthly Payment Mortgage Calculator*

Use this calculator to see monthly payments for different loan amounts.

* Please note: this calculator is for illustration payments and actual payments may vary.

The Advanced Mortgage Services, Inc. Advantage

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Local Knowledge

We know the area and the market and we're part of your community, not a bot on the net :)

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Fast Processing

We work to close your loan as quickly as possible. We can even hit curveballs!

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Best Service

We offer a hybrid approach of new technology to speed closing and old fashioned customer service and communication.

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Utilizing Technology

We have the latest online tech like secure mobile uploading and we're available to use the device the old-fashioned way too!

The Advanced Mortgage Services, Inc. Address

Contact Us:

Phone: (423) 518-1777

Address: 1970 W. Elk Avenue, Unit C
Elizabethton ,TN

Office Hours:

Monday-Friday: 9am to 6pm
Saturday: 10am to 2pm
Sunday: Closed


There are lots of good reasons to choose an FHA loan.

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Calculate Monthly Payment*

Calculate Monthly Payment
*=This is only an estimate, provided for illustrative purposes only. Actual rates and payments may vary. It does not constitute a quote.