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  • Welcome To Our Web Site. We Will Help You With ...

  • Purchasing A New Home...

  • Get You Out Of Your High Fixed Rate...

  • An FHA or VA Loan...

  • Whatever your funding needs. We can help. Get Started. Apply Online Today...


Free Consultation

Complete this 30 second form to receive a no obligation consultation. We will analyze your situation and determine the best solution.

Welcome To Advanced Mortgage Services, Inc.

Advanced Mortgage Services, Inc. was launched in January 1999 by Chris Galley who has been in the lending industry since 1994.  In March of 2004 Susan Bledsoe joined the team and Kim Jones came aboard in 2008.  Led by these three,  AMS Mortgage has always maintained an A+ rating with the Better Business Bureau. (ß click here).  Excellent service combined with great rates and low closing costs means the best loan and a great experience for you!

AMS is a completely independent mortgage company.  We are not a net branch or a bank that has to support a network of vice presidents and regional managers.  As your local lender, we GUARANTY our rates and closing costs are the best you will find.  We communicate directly with our underwriters (no middle man) so you ALWAYS know exactly where you are in the home loan process.  We offer every mortgage loan available including VA for Veterans, FHA, CONV, USDA-RD, REVERSE MORTGAGE, and several FIRST TIME HOME BUYER programs.   Pre-approval's are free and can be obtained over the phone in less than fifteen minutes.

Purchase or Refinance

If you are like most people, purchasing or refinancing a home is one of the biggest financial decisions you will ever make. Even experienced home buyers can find the process a little overwhelming.  It is important to prepare as best you can, so we help you map out a clear path to accomplish your obective.  At AMS you will find 50+ years of combined experience to help you through the process and make your transaction as smooth as possible.  We have been helping folks JUST LIKE YOU for over 25 years!   CALL TODAY OR APPLY ONLINE - THANK YOU!



We can help you lock in a long term fixed rate and get out of your ARM.

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What People Are Saying

"I was worried that I wouldn't be able to qualify for a loan. I spoke with Chris and was told to apply on their site. The next day they not only qualified me but had me locked into a great rate."

David WilesElizabethton

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We work conforming and non-conforming real estate loans.

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Latest News

Britain's Financial Disaster Is a Warning to the World

The crisis in the U.K. offers a preview of dangers other economies could face in an era of high inflation and rising interest rates.

Today's Rates*

30 Yr Fxd6.830%6.850%
30 Yr Fxd FHA6.110%6.960%
15 Yr Fxd6.000%6.040%
*=This is only an estimate, provided for illustrative purposes only. Actual rates and payments may vary. It does not constitute a quote.

Deciding which loan is right, can be a difficult decision. We're here to help.

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